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Business Resources
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Business Plan
When creating your plan, here are resources which will help you get through this situation
When creating your plan, below are resources which will help you get through this situation
- Replacing lost income:
- For those affected by COVID-19, here is a great summary of what California Employment Development Department is offering.
- Unemployment Insurance: Here is how to file a claim.
- Paid Family Leave: Here is how to file a claim.
- For those with a disability: EDD Disability Insurance and/or Supplemental Security Income
- For those 65 and over: Supplemental Security Income
- Saving money:While there is a nearly endless list of creative ways to save money, below are valuable local resources:
- Southern California Gas reduced rate plan for income qualified families (California Alternative Rates for Energy (CARE)
- Southern California Edison reduced rate CARE and FERA plans;
- CVWD-Coachella Valley Water District Help2Others Customer Assistance Program
- Desert Water Agency Help2Others Customer Assistance Program
- CalWORKS
- California Earned Income Tax Credit and Young Child Tax Credit
- Google “Cathedral City resale store” for a list of great stores offering real bargains
- Landing a great new job:
- Preparing for interviews: "60 Seconds and You’re Hired". Single best interview preparation resource I have found. Contact me for a copy.
- Spend time creating a solid resume; this will be future employers’ first impression of you!
- Leverage the expertise provided by the professionals within the Riverside County Workforce Development Center.
- Transportation: Coachella Valley’sSunline Transit Agency is demonstrating, yet again, their proactive thinking, leadership and concern for Coachella Valley residents with free local fixed route and paratransit bus service.
- Ensuring food security: Keeping yourself and your family healthy during this crisis is best achieved through adequate rest and nutrition. Below are resources to ensure you and your family have enough to eat:
- GetCalFresh (California’s SNAP program)
- Supplemental Nutrition Assistance Program (SNAP)
- Riverside University Health System WIC program
- Find Food Bank
- Cathedral City Senior Center
- Stay healthy: Managing income loss, health concerns or social isolation one at a time can be challenging. Managing all three of these concerns at once requires intentional effort to maintain a healthy emotional outlook. Below are several articles which can help keep our situation in perspective.
- “How to manage the psychological effects of quarantine” by Dr. Mark Banschick M.D.
- “8 Things to Do While Under Quarantine” by Dr. Kyle D. Killian, PhD. LMFT
- “How to deal with uncertainty” by Dr. Clay Drinko, PhD.
- “Healing the Heart During COVID-19” by Christine Fonseca, M.S.
- “In Helping Others, You Help Yourself” by Dr. Marianna Pogosyan PhD.
The resources below provide information about organizations who are working to minimize the financial impacts to small businesses.
- Fannie Mae, Freddie Mac instruct servicers to offer 12-month moratoriums on mortgage payments if borrowers suffer hardship
- Facebook Small Business Grants Program
- Grubhub and Major Cities Across the U.S. Launch Economic Relief Effort up to $100 Million for Independent Restaurants and Delivery Partners Impacted by COVID-19
- Working Program if reduced production, services, or other conditions cause employers to seek an alternative to layoffs
- Small Business Finance Center – Jump Start Loan Program, a Small Business Loan Guarantee Program, and a Farm Loan Program
- Riverside County Economic Development Business Resources
- County of Riverside Microenterprise Loan Program (MLP)
- MicroEnterprise Collaborative Inland Southern California: Small Business Finance & Resource Portal
- Coachella Valley Economic Preparation and Protection Plan
- EDD - Coronavirus 2019 (COVID-19)
- Workplace School and Home Guidance
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CARES Act
The Small Business Owner’s Guide to the CARES Act
The Small Business Owner’s Guide to the CARES Act The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now .